National e-Payment

Registered MSP/ISO · Serving merchants nationwide

Payment solutions built forrestaurants, retail, gas stations, salons, e-commerce, and your business

From credit card processing to gift cards and check processing — everything your business needs from one registered, national provider.

  • Free merchant account
  • Free terminal or software
  • 24/7 customer support
  • Instant approval decision
or call (866) 436-9022
0%
Approval rate
24/7
Live support
$0
Setup & terminal
0 days
Risk-free trial
Registered withElavon (U.S. Bancorp) · Wells Fargo Bank N.A. · Esquire Bank N.A. · Commercial Bank of CA
The difference

Why merchants switch to us

Not marketing copy — these are the three things we hear most often from new customers.

01

Rates that stay low — forever

We don't offer teaser rates that jump after 90 days. The rate in your agreement is the rate you pay, full stop.

02

Real humans, 24/7

Not a chatbot. Not a ticketing system. A live specialist picks up the phone any hour you call — including holidays.

03

95% of applicants approved

We work with diverse industries and business histories. Our underwriters look for ways to say yes, not no.

A food truck owner standing in front of his business

10,000+ merchants served nationwide

People, not call centers

Real people who actually pick up the phone

Behind every account is a dedicated team that knows your business by name. When a terminal goes down or a question comes up, you reach a real person — not a ticket queue — any time, day or night.

Meet National e-Payment
Customer Stories

Merchants tell it better than we do

Real business owners. Real results.

Switching to National e-Payment cut my monthly processing fees by over 30%. I applied on a Tuesday and was processing cards by end of business the same day.
Carlos Mendez

Carlos Mendez

Restaurant Owner · Queens, NY

I called at 2am over a terminal issue and someone answered on the second ring. That's unheard of after going through three processors in fifteen years.
Jennifer Torres

Jennifer Torres

Grocery Store Owner · Brooklyn, NY

After bouncing between three processors in ten years, National e-Payment is the first to actually lower my rate and keep it there. When my terminal went down before the morning rush, a real person picked up on the second ring.
David Rosner

David Rosner

Gas Station Owner · Long Island City, NY

By the numbers

Earned, not advertised.

Trusted by thousands of merchants who count on us with every transaction — and tell their neighbors about it.

95%
Approval rate
24/7
Live support
$0
Setup cost
30 days
Risk-free trial

Certified & compliant

PCI DSSEMV Level 1 & 2Fiserv PartnerClover PartnerAMEX Certified

Start processing in one business day.

Instant approval. Free setup. No teaser rates.

No teaser rates · Free setup · Cancel anytime