Retail Merchant Account Rates
The following lists our retail rates where the credit card is physically present and swiped through a card reader. This is usually a store front, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped.
| Service | Industry Average |  |
| Retail Discount Rate | 1.85% | 1.70% |
| Retail Transaction/Batch Fee | 25 ¢ | 18 ¢ |
| Monthly Service/Support/Statement Fee | $10 - $15 | $9.95 |
Other Fees :
(most clients do not experience these fees)
| Service | Industry Average | |
| Voice Authorization Fee Note: only charged if you call the 800voice auth line to authorize a transaction. |
$1.50 |
95 ¢ |
| Surcharge (corporate & international) |
+ 3% |
+ 1.19% |
| Chargeback / Retrieval Fee Note: only charged if your customer disputes a charge. In practice this rarely happens. |
$35 |
$25 |
| ACH Reject Fee Note: only charged if you lack funds in your bank account to cover credit card fees or debits. |
$30 |
$25 |
Most other providers will try to charge you the following fees. We do not!
| Service | Industry Average | |
| Annual Fee | up to $195 | Up to $99.95 |
| Application Fee | $75 - $125 | $0 |
| Setup Fee | $50 - $150 | $0 |
| Programming Fee | $50 - $95 | $0 |
| Monthly Maintenance Fee | $0 - $10 | $0 |
| Checking Account Change Fee | $20 | $0 |
| Overlimit Fee | varies | $0 |
| Authorize.Net Gateway Setup | $99 - $299 | $0 |
| Authorize.Net Transaction Fee | 10 ¢ | $0 |
| JPOS Retail Swipe Software | $175 - $395 | $0 |
| Check-by-phone/fax PC software | $149 | $0 |
| Web Shopping Cart | $299 | $0 |
| American Express Setup | $25 - $50 | $0 |
Contact Us
